Small holder farmers are often faced with the constant threat of drought and 90% of them have no access to crop insurance. There is no social safety net.  On the onset of drought, floods and plague infestation; these farmers lose more than just their income — they lose the ability to feed their families and pay school fees for their children. At ACA insurance agency we ensure to provide a crop insurance product that is simple, affordable, and effective in reducing risk from droughts and other related problems.